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Alex Morgan
Total Portfolio Value
$184,250
+$1,240 (+0.68%)
today · Advisory Plus ✦
+14.2%
YTD Return
67/100
Risk Score
82%
Diversified
Performance
1W
1M
3M
1Y
Quick Actions
Portfolio
Goals
AI Advisor
Learn
AI Insights
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Rebalancing Alert
2h ago
Your US Equities allocation has drifted to 68% — above your 60% target. Consider shifting ~$8,200 toward International ETFs to maintain your moderate-growth profile.
View Rebalancing Plan →
Goal Insight
Yesterday
You're tracking ahead on Retirement by 14 months. Increasing monthly contributions by $200 could advance your target date to age 62.
Adjust Contribution →
Financial Goals
View all →
Retirement
62%
$1.2M
Home Purchase
45%
$120K
Child Education
28%
$80K
Emergency Fund
80%
$30K
Portfolio
$184,250
Total Value
↑ +$1,240 today
+14.2%
YTD Return
vs 11.4% benchmark
82
Divers. Score
↑ Good
Asset Allocation
$184,250
+$24,180 YTD (+14.2%)
5 Assets
Classes
US Equity
45%
Intl Equity
20%
Fixed Income
20%
Real Estate
8%
Cash
7%
Holdings
Morningstar data · Mock
VTI
Vanguard Total Stock ETF
245.3 shares · Nasdaq · Large Blend
$56,420
+2.14%
MSFT
Microsoft Corporation
68 shares · NASDAQ · Tech
$28,900
+0.87%
AGG
iShares Core US Aggregate Bond
420 shares · NYSE · Fixed Income
$24,150
-0.12%
VXUS
Vanguard Total Intl Stock ETF
510 shares · Nasdaq · Foreign
$22,340
+1.32%
VNQ
Vanguard Real Estate ETF
185 shares · NYSE · REIT
$17,310
-0.45%
AAPL
Apple Inc.
52 shares · NASDAQ · Tech
$11,830
+1.05%
Financial Goals
Retirement Plan
Target: Age 65 · Est. 2047
On Track
$744,300
Current
$1,200,000
Target
$1,450 / mo
Recommended
+$200/mo saves 14 months
Home Purchase
Target: Q3 2027 · 26 months
Needs Boost
$54,000
Current
$120,000
Down Payment
$2,540 / mo
Recommended
Add $500 to stay on track
Child Education (529)
Target: 2035 · 9 years
On Track
$22,400
Current
$80,000
Target
$680 / mo
Recommended
529 tax advantage available
Emergency Fund
6-month buffer · HYSA
Ahead
$24,000
Current
$30,000
Target
$250 / mo
Recommended
Fully funded in ~4 months
AI Advisor

WealthAI Assistant

Powered by TinderWealth Intelligence · SEC Advisory

Live
Your portfolio is performing above benchmark (+2.8%). US Equity has drifted beyond target — a rebalancing opportunity exists this week.
Today's Insights
Portfolio Drift
2h ago
US Equities at 68% vs. 60% target. Based on your moderate-growth profile, shifting ~$8,200 to International Equity ETFs would improve diversification without materially changing your risk score.
Review Rebalancing →
Tax Efficiency
1d ago
You have ~$4,200 in unrealized losses in AGG that could offset capital gains through tax-loss harvesting before year-end. This is not tax advice — consult your CPA for specifics.
Retirement Insight
2d ago
You're currently tracking 14 months ahead of your retirement goal. If you increase monthly contributions by $200, you could retire at 62 with the same target corpus.
Adjust Plan →
Market Alert
3d ago
Federal Reserve held rates steady at 5.25–5.50%. Bond allocations may benefit from duration extension. Your Fixed Income position remains conservatively positioned — no action required at this time.
Ask WealthAI
Hello Alex! I've reviewed your portfolio and goals. I'm ready to answer questions about your investments, risk exposure, or retirement strategy. What would you like to know today?
WealthAI · Just now
Should I rebalance my portfolio this month?
Alex · Just now
Based on your current allocation, yes — a modest rebalancing is advisable. Your US Equity position is 8% above target. I'd suggest a phased approach over 2–3 weeks to avoid timing risk. Shall I generate a rebalancing proposal?
WealthAI · Just now

AI insights are informational and do not constitute personalized investment advice. Past performance does not guarantee future results. TinderWealth is a registered investment advisor. All suggestions are based on mock data.

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Today
⚡ Portfolio Drift Alert
US Equities allocation reached 68% — above your 60% target. Rebalancing recommended.
2 hours ago · Portfolio
New AI Insight Available
WealthAI has identified a tax-loss harvesting opportunity in your Fixed Income holdings.
4 hours ago · AI Advisor
Goal Milestone — Retirement
You've reached 62% of your retirement target. You're 14 months ahead of schedule!
8 hours ago · Goals
Yesterday
Contribution Reminder — Home Fund
Your scheduled $2,540 contribution to Home Purchase goal is due in 3 days.
Yesterday · Goals
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Your Advisory Plus plan renews on June 15. Your card ending in 4242 will be charged $49/mo.
Yesterday · Billing
Market Movement: S&P 500 +1.4%
Markets closed higher. Your portfolio gained $1,240 today. VTI was your top performer.
Yesterday · Market
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Learn
12 articles · 3 completed
All
Basics
ETFs
Retirement
Risk
Tax
FEATURED
ETFs
Beginner
Understanding ETFs: The Smart Way to Diversify
Exchange-traded funds offer instant diversification at low cost. Learn how they work, why advisors recommend them, and how to choose the right one for your goals.
8 min read
Video
New
COMPLETED ✓
Risk
Intermediate
What is Risk Tolerance and How to Measure It
Risk tolerance is more than comfort with volatility — it's about your financial capacity and emotional resilience. Discover how your 67/100 score was calculated.
6 min read
100%
Diversification
Beginner
The Power of Diversification Explained
Don't put all your eggs in one basket. Explore why your portfolio holds 5 asset classes and how correlation math protects you during market downturns.
10 min read
55%
Profile
AM
PLUS
Alex Morgan
alex.morgan@email.com
Member since Jan 2023 · Advisory Plus
Risk Profile
Moderate Growth
Conservative Moderate Aggressive
67 / 100
Risk Score · Last assessed Jan 2025
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Architecture Note (Dev Preview)

• Django/DRF backend: JWT access + refresh tokens stored in secure keychain (Keychain on iOS, Keystore on Android). Tokens auto-refresh via interceptor.

• API layer: All calls routed through /services/ folder. axios instance with base URL pointed at AWS API Gateway → Django backend.

• Real-time: WebSocket via Django Channels for portfolio ticks + push via APNs/FCM through AWS SNS.

• Sensitive data: Never stored in AsyncStorage; encrypted keychain only. Financial values masked until biometric auth confirmed.

• Scale path: This mock maps 1:1 to production API endpoints. Replace mockData/ with live service calls to go live.